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Consumers may one day ditch their plastic credit cards, but that doesn’t mean that they’ll …

The Federal Trade Commission said today it has filed complaints against 29 people accused of sending more than 180 million spam text messages falsely promising free gift cards. The FTC alleged in eight separate complaints that the accused tricked consumers into divulging sensitive personal information by promising free gifts or prizes, including $1,000 gift cards at major retailers. Consumers who …

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